Associate creative director at gse mortgages clow income community development

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  1. Ben Harben

    Title
    Associate Creative Director, Innovation at GSW Worldwide
    Demographic info
    Columbus, Ohio Area | Marketing and Advertising
    Current:
    Associate Creative Director, Innovation at GSW Worldwide
    Past:

    Do the GSEs matter to low-income housing markets? An ...
    Feb 17, 2006 . This study evaluates the effects of the GSE mortgage purchase . Development to establish “affordable housing goals” for the GSEs.3 . borrowers residing in lower -income communities and borrowers in certain “high minority” .
    http://www.rhsmith.umd.edu/cfp/events/2011/GSE2011/papers/DoTheGSEsMatter.pdf

    Education:
    Florida Southern College
    Summary:

    DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
    . under Title XIII of the Housing and Community Development Act of 1992 . Fannie Mae and Freddie Mac, to ensure the GSEs' compliance with their charter purposes. . and low-income families in low-income areas, including mortgages on .
    http://archives.hud.gov/budget/fy08/cjs/part3/gsereg.pdf

    Ben Harben
  2. Andrew Bartel

    Title
    Digital Creative Director
    Demographic info
    Greater New York City Area | Marketing and Advertising
    Current:
    VP Associate Creative Director, Digital & Traditional Art at GSW Worldwide, Creative Director at Freelance
    Past:
    Integrated Art Director at Campbell Mithun / IPG, Interactive Art Director at Cengage Learning / Course Technology, Graphics Lab Instructor at UCLA, Art Director at Freelance
    Education:
    New School University, Golden West College
    Summary:

    New Rules for Fannie (Mae) and Freddie (Mac)
    In 1993, the two GSEs collectively purchased $543 billion in mortgages, or 70 percent of the . in minority communities, and to low- and moderate-income families. . Congress had crafted and develop new regulations governing the GSEs.
    http://www.nhi.org/online/issues/80/fanny.html

    HUD's AFFORDABLE LENDING GOALS FOR FANNIE MAE AND ...
    Office of Policy Development and Research • Issue Brief No. V. U.S. Department . each GSE's mortgage purchases should be for very low-income families. ( those with . Community Reinvestment Act, more flexible mortgage underwriting, and .
    http://www.huduser.org/Publications/PDF/gse.pdf

    Do the GSEs Expand the Supply of Mortgage Credit? New Evidence ...
    The GSEs were established with the primary goal of facilitating development of an . of the 1992 GSE Act on low income communities, we plot mortgage activity for . Second, mortgage activity is generally higher in higher income communities .
    http://www.business.uconn.edu/finance/seminars/papers/Gabriel-Rosenthal-GSE%20Crowd%20Out12-2-09.pdf

    GSE Loan Purchases, the FHA, and Housing Outcomes in Targeted ...
    of the Department of Housing and Urban Development. (HUD) to . goal), ? Borrowers residing in lower-income communities and borrowers in cer . The GSE act defines lower-income borrowers (for purposes of the low moderate- income . In this paper, we seek to determine whether the GSE mortgage- purchase goals are .
    http://www.jstor.org/stable/25067443

    Andrew Bartel
  3. Vicki Brougher Miller

    Title
    Associate Creative Director at GSW Worldwide
    Demographic info
    Columbus, Ohio Area | Marketing and Advertising
    Current:
    Associate Creative Director at GSW Worldwide
    Past:
    creative director at Freelance, SVP Group Worldwide Creative Director at GSW Worldwide, SVP Wordwide Creative Director at inChord Communications, Creative Director at Cornett Group
    Education:
    Portfolio Center, Western Kentucky University

DO THE GSEs MATTER TO LOW-INCOME HOUSING MARKETS ...
for individuals in lower-income and minority communities seeking homeownership, regardless of whether the mortgage is subsequently purchased by a GSE or .
http://www.usc.edu/schools/sppd/lusk/research/pdf/wp_2005-1001.pdf

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